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Note that this only applies for one-time, online transactions, and not for in-store, automatic payments, or Bill Pay payments. In those instances, the backup funding method may be displayed to you on your transaction review page, before you complete the transaction. You can also click on the “Manage” link to see all of your available payment methods, or add a new one, and select a payment method during the transaction.Ĭertain one-time online transactions may require that a backup funding method be used in the event that your selected or preferred payment method is unavailable. If you have not selected a preferred payment method, or your preferred payment method is unavailable, we will show you available payment methods, including the payment method you used most often or most recently, at the time of transaction. The availability of certain payment methods may be limited based on that particular seller or the third-party website you are using to complete the transaction. If you have chosen a preferred payment method, it will be shown as the primary method of payment. You can set separate preferred payment methods for online transactions, in-store transactions, and each of your automatic payment agreements, as described below.

There may be times when your preferred payment method cannot be used, for example, if you select a credit card that is expired. You can select a preferred payment method in your account preferences on or in the PayPal app. You can choose any of the payment methods in your PayPal account as your preferred payment method.